Equipment Line

A better way to pay for equipment

One account to pay for equipment and fitout purchases in monthly instalments.

Equipment Line benefits

Product information

The Equipment Line provides a better way to pay for equipment and fitout purchases. Use funds to purchase commercial equipment including technology and retail, office or industrial fit outs.

Term
Revolving
Repayments
Monthly over 5 years
120 day fitout repayment deferral
Account limit
Up to $2 million
Annual fixed rate
11.95% - 16.95%
Fees
No establishment fees
No annual fees
Equipment age
No age restriction - buy new or second hand
Time in business
2+ years

How it works

  • Register online to open an account

  • Upload your invoice

  • Your supplier is paid next business day

  • You pay in monthly instalments

FAQs

How soon can I access my Equipment Line?

Limits under $500,000 can be approved within hours, with no paperwork. Once you sign your Facility Agreement, you can upload your invoice to Shift Online and the supplier will be paid the next business day.

What does the Equipment Line cost?

You’ll pay 11.95% – 16.95% fixed annual percentage rate, with no annual fees and no establishment fees.

How do I make repayments?

Monthly repayments will be automatically debited from your linked business bank account.

Get started

Primary CTA heading

One account for all your equipment and fitout purchases.

Find out how Shift can help your business grow.

Find out how Shift can help your business grow.

Find out more